Nell Gordon is unfortunate in her ancestry; her father is a crook, but she possesses qualities of resourcefulness and loyalty. Though she loves her father, she detests his associates, particularly one, Bill Whipple, who is her constant suitor, Joe Dunham, who does the scouting for the trio, finds a likely bank in the town of Wheaton, the fact that a new bookkeeper is needed there opening a way for the gang to get into the bank, as Nell is an expert. Working on her love for her father, who is a very sick man, Whipple and Dunham persuade Nell to go to Wheaton and take the position. Boarding with the Rev. Dr. Singleton, Nell wins the confidence of Jim Brooks, the cashier of the bank, and of Tom Hoadley, his best friend and sheriff of the county. What the girl is working for, of course, is the combination of the safe, but before she has a chance to get it, she begins to realize that she is in love with the cashier. On the very day that she learns the combination and copies it.