Long ago the evil pirate Black Jack Savage ruled over the sea. However, he was finally captured and was hanged for his crimes in the courtyard of his own castle. Years later Barry Tarberry, a world famous millionaire and ruthless man has been charged with stock market fraud. To escape his crime he comes to a small island paradise. Only to soon discover he's trapped with all his accounts seized by the government. He now has only an old castle the locals believe is haunted. To Barry's dismay, the owner of the castle is the only one able to see Black Jack Savage, who is living on another spiritual plain until he saves 100 lives for those he killed. Jack tells Barry that he is heading for the same fate unless he too saves lives with Jack. Barry and Jack work together keeping the secret from the entire island, who now believe he is crazy. In the process Barry falls in love with Danielle, who cares more for her people than a love sick man.