Indumati lives with her step mother Sushila (Vahinisaheb) in their palatial home in a small village, Indumati loves to live a simple life and spends her time with village girls and also dresses like them,Sushila is not happy with her life as she became widow at a young age and after Indumati grew up she doesn't have full rights to the property.Sushila's brother Ganu comes to her house where Sushila shares a secret with him that when Indumati was 10 years old on a stormy rainy day she wanted a coconut from coconut tree their servant Narsu climbed the tree in heavy rains while coming down he jumped on a stone mistakenly and died and his wife became insane everyone since believe that the tree his haunted and Narsu's spirit is around it.