The title character is the "Tucson Kid", an insurance investigator who travels to any town where a suspicious insurance claim has appeared.The film is set in a small town by the name of Crossroads. The Tucson Kid, under the alias Duke Smith, is here to investigate the burning of a saloon and the reason the owner demands payment in cash by the insurance company. Said owner is local businessman Bart Miller (Lyle Talbot), who recently arranged the murder of Jim Hawks (the co-owner of the saloon) and the destruction of the saloon in an act of arson. The murdered man was also the local sheriff. Miller employs a criminal gang consisting of Dance (Don Nagle), Lefty (Kenne Duncan), and Max (Bud Osborne).