Jacob Spraggins, veteran general of a breaker-boy-to-multi-millionaire campaign, is driven by a troublesome conscience into the ranks of the amateur Haroun al Raschids, who infest Bagdad-on-the-Subway. Donations to hospitals, charities and universities fail to bring him happiness. At last he traces his uneasiness to a piece of legitimate business whereby he swindled one McLeod out of property worth ten thousand dollars. Detectives find the grandson of McLeod, a delivery youth for a large provision store. To him old man Spraggins hands ten thousand dollars in bills. Impressed by the young man's insouciant independence, the money monarch makes further advances, even hints at the possibility of matrimony between McLeod and his daughter, Celia. But Thomas McLeod is already engaged to a parlor maid at a house on his round. Neither he nor Spraggins has any idea that the parlor maid is Celia, who has fallen in love with Thomas's whistling.