Lon Withers, a bored clerk for an exporter, annoys his sweetheart, Suzanne Brooks, his employer's daughter, with his get-rich-quick schemes. To teach him a lesson, Suzanne has South American millionaire importer Señor Romez cable Lon that he will be arriving soon to look for an American representative. Lon attempts to bluff his way into Romez's good graces by entertaining him lavishly on the life savings he cajoles from bookkeeper Ford and by impressing Romez with his phony company, F. F., Inc., or Four Flusher, Inc., located in a ritzy hotel. After two weeks of spending at cabarets, boxing matches, and horse races, Lon is broke. When he convinces members of the hotel staff to contribute to his company, the hotel detective arrests him. Suzanne and Romez straighten things out, and Romez, impressed by Lon's hustling, hires him as his American representative, which leaves him and Suzanne happy.