Grocery clerk Roy dreams of owning his own business, but his last one, the hemorrhoid cure, ended in more debt because of lack of capital (Roy's wife Beth: 'Capital N, capital O. Is that enough capital for you?'). When Roy's beloved grandmother dies his drunk friend, Tom, a wannabe blues singer, bids on an old moving van with Roy's small inheritance. Roy's wife, Beth, and daughter, leave after the destruction of the sports car while moving a fish tank. But that's nothing compared to what his boss at the grocery store, Vanessa Lederhosen (in the midst of a nasty divorce from her buffoon husband, Frank), has in mind for Roy. Will anyone believe in Roy?